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Terms of Use and End User License Agreement

I. WELCOME TO OUR APPLICATION

These Terms of Service and License Agreement (collectively, the “Agreement”) along with any referenced documents form a legally binding contract between you, as an individual user (“you”, “your” or “user”), and [주식회사 제이엠코퍼레이션] (“we”, “us” or “our”). This Agreement governs your access to and use of the “ChatCPT” mobile application (the “App”). The App’s name or content may be updated from time to time without prior notice depending on regional availability or operational needs.

All supplemental documents referenced in this Agreement are considered an integral part of this Agreement.

We kindly ask you to carefully review this Agreement prior to downloading, installing, or using the App.

By proceeding with the download, installation, or use of the App, you acknowledge that you have read, understood, and agreed to this Agreement. This Agreement becomes effective from the moment you first download, install, or access the App.

If you disagree with any part of this Agreement, or do not consent to its terms, you must refrain from using the App. If you have already installed or accessed the App, you are required to immediately uninstall or remove the App from your device.

II. UPDATES TO TERMS AND CONDITIONS

We may revise or update these Terms and Conditions at any time at our discretion, without prior notice. When changes are made, we will update the “Last Updated” date at the top of this document. It is your responsibility to check this Agreement regularly to stay informed of any modifications. Continued use of the App following the posting of changes will constitute your acceptance of the updated Agreement.

III. ELIGIBILITY REQUIREMENTS

You must be at least the legal age of majority in your jurisdiction (typically 18 years or older) to download, install, access, or use the App.

If you are a minor under the laws of your country or region (usually under 18 years of age), you are permitted to use the App only with the direct consent and supervision of a parent or legal guardian. Before using the App, minors must ensure that their parent or guardian has read, understood, and agreed to these Terms and Conditions.

Parents and legal guardians are solely responsible for monitoring and supervising their minors’ use of the App. They are responsible for preventing any misuse or inappropriate activities conducted by minors using the App.

Children under the age of thirteen (13) are strictly prohibited from accessing or using the App in any manner.

By using the App, you confirm that you are either (a) over the legal age of majority, or (b) a minor with proper parental consent, or (c) otherwise legally authorized to enter into this Agreement according to the applicable laws in your jurisdiction.

IV. GENERAL INFORMATION

This App is designed to provide productivity and information assistance. Using advanced Artificial Intelligence technologies, the App enables users to interact with AI chat features, generate text-based content, and analyze various types of documents. Additional functionalities may include file upload for document analysis, real-time language processing, and personalized recommendations. A complete list of available features is accessible through the App’s official page on the Google Play Store.

V. DATA PROTECTION AND PRIVACY

We are committed to protecting your personal information. Our Privacy Policy explains how we collect, store, and use your data when you use the App. Accessing or using the App signifies your agreement to the terms outlined in our Privacy Policy, including how your personal data is processed and safeguarded according to applicable laws. We may update the Privacy Policy at our discretion to reflect changes in regulations or our data practices. If you do not agree with our Privacy Policy, please discontinue the use of the App immediately. To review the full Privacy Policy, please visit CLICK HERE.

VI. LICENSE AGREEMENT AND USER CONTENT POLICY

INTELLECTUAL PROPERTY OWNERSHIP

This section “INTELLECTUAL PROPERTY OWNERSHIP” does not cover content submitted by users (defined as “User Content” below). Terms regarding User Content are described later in this section under “USER CONTENT”.

By using this App, you agree to respect all intellectual property rights, including but not limited to the App’s source code, UI/UX design, visual content, copyrighted materials, and trademarks (collectively referred to as “Intellectual Property”). These rights are owned either by us or our authorized partners.

You are granted a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the App strictly in accordance with this Agreement (“License”).

You may only use the App for personal, non-commercial purposes. Unauthorized copying or distribution of any part of the App is strictly prohibited.

The App’s source code, design elements, images, text, sounds, videos, and other media (“Content”), as well as logos and brand identifiers, are protected under applicable intellectual property laws and remain our exclusive property or that of our partners.

Without our prior written consent, you may not copy, modify, distribute, display, transmit, or exploit any part of the App’s Content or branding materials for any purpose.

All rights not explicitly granted to you under this Agreement remain reserved to us and/or relevant third parties. Any unauthorized use of our intellectual property may result in legal action.

USER CONTENT

Our App allows you to input text, documents, or other files, and generate AI-based results (“User Content”).

We claim no ownership over your User Content. You retain full commercial and non-commercial rights to your content.

You may publish, distribute, and profit from both your input and output content as desired. However, generated output content may not be unique and may be similar to content generated for other users.

Please note that AI-generated results are not guaranteed to be accurate or reliable. You are solely responsible for verifying any factual content produced by the App before relying on or publishing it.

You agree that any uploaded Input Content belongs to you or you have obtained proper permission to use it. All content must comply with local laws and not infringe on the rights of third parties.

By uploading content, you confirm that:

–    You own or have legal rights to the submitted material.

–    Your content does not violate applicable laws or regulations.

–    Your content does not infringe on intellectual property or privacy rights of others.

Failure to comply may result in suspension or termination of your access to the App. Please refer to Section VII for additional restrictions and rules.

THIRD-PARTY SERVICES AND TECHNOLOGIES

This App incorporates technologies provided by third parties:

– OpenAI API: View Terms

– Anthropic Claude API: View Terms

– Microsoft Bing API: View Terms

– Google Custom Search API: View Terms

– DeepSeek AI Models (V3 and R1): View Licenses

By using the App, you agree to comply with the relevant third-party terms of use when utilizing any content or services derived from these providers.

VII. PROHIBITED USES

When using the App, you agree NOT to engage in any of the following activities:

–    Using the App for any unlawful, fraudulent, or unauthorized purposes;

–    Submitting content that is defamatory, abusive, harassing, or threatening towards others;

–    Sharing or creating content that is obscene, offensive, or morally objectionable;

–    Violating intellectual property rights, including copyrights, trademarks, and patents of others;

–    Assisting or encouraging illegal activities, including software piracy, hacking, or distribution of malicious code;

You are also strictly prohibited from submitting or generating any of the following content through the App:

–    Hate speech, discrimination, or incitement to violence based on race, religion, gender, sexual orientation, or other personal characteristics;

–    Content that harasses, bullies, or threatens any individual or group;

–    Content promoting violence, cruelty, or harm towards humans or animals;

–    Content encouraging or depicting self-harm or suicide;

–    Pornographic, sexually explicit, or adult content not related to legitimate educational purposes;

–    Political propaganda or campaign content;

–    Spam, bulk unsolicited messages, or deceptive marketing content;

–    False, misleading, or fraudulent information designed to mislead or harm;

–    Software code intended to harm devices or data, including malware, viruses, or spyware;

–    Any material violating local, national, or international laws or regulations.

Furthermore, you may not:

–    Use AI-generated content from the App to build or train competing AI models;

–    Represent AI-generated content as human-created when it is not;

–    Submit copyrighted or trademarked materials as input content without proper authorization;

–    Reverse engineer, decompile, disassemble, or otherwise attempt to extract source code or algorithms from the App;

–    Lease, sell, sublicense, redistribute, or provide the App to third parties;

–    Copy, reproduce, modify, or distribute content from the App without our written consent;

–    Attempt to use the App in any malicious or harmful manner.

Violation of these prohibitions may lead to suspension or termination of your account, legal action, and other penalties as permitted by law.

For more details about usage restrictions, please review the policies of our technology partners:

– OpenAI Usage Policies

– DeepSeek Terms of Use

– Anthropic Acceptable Use Policy

We reserve the right to enforce our rights and take appropriate legal action against any prohibited use.

VIII. APP AVAILABILITY, PERFORMANCE, AND DATA ACCURACY

To use the App, you must have a compatible smartphone or tablet and a stable internet connection.

The App is supported on devices running Android 8.0 or higher. We do not guarantee compatibility with every device, operating system, or software environment.

We do not guarantee uninterrupted or error-free access to the App. Service availability may vary based on your network conditions and factors beyond our control.

App updates may be released periodically to improve features, enhance security, or address bugs. We reserve the right to modify, suspend, or terminate access to the App at any time without prior notice.

You are responsible for ensuring that any information provided by you within the App is accurate, current, and complete.

You may stop using the App at any time by uninstalling it from your device. Please note that uninstalling the App will not automatically cancel any active subscriptions.

IX. FEES AND SUBSCRIPTION TERMS

The App is available for download free of charge. Basic features can be accessed without payment once the App is installed on your device.

Access to advanced services and additional functionalities (“Premium Features”) requires In-App Purchases, including subscription-based plans.

A complete list of available Premium Features, along with applicable pricing, can be viewed on the App’s official store page. A free trial period may be offered, giving you temporary access to Premium Features without charge.

Once the free trial period ends, a recurring subscription will automatically begin unless you cancel at least 24 hours before the trial ends. Automatic billing will apply unless you take action to cancel your subscription prior to renewal. If you cancel your subscription, you will still retain access to the App’s basic features.

Various subscription plans are available, with details displayed in the App’s pricing section. Subscription fees are listed in U.S. dollars and may vary by region depending on your location. Full details about your plan and trial period will be displayed before confirming your purchase.

Any active subscription with a trial period will convert to a paid subscription once the trial ends. If you purchase a subscription before the trial expires, any unused trial days will be forfeited. We reserve the right to modify, update, or discontinue subscription plans at our discretion.

Subscriptions renew automatically within 24 hours before the end of the current billing period. You may disable auto-renewal at any time via your Apple ID Account Settings by following this link. Payment will be charged to your Apple ID account upon confirmation of purchase. Active subscriptions cannot be canceled during the current billing period. Subscription management is your sole responsibility. Please note that deleting the App from your device does not automatically cancel your subscription.

Your mobile service provider may charge you for downloading and using the App, including any applicable data usage fees, particularly when accessing the App outside your country of residence. All such charges are solely your responsibility. If you are not the account holder for your device, ensure you have the necessary permission before incurring any related charges.

X. EXTERNAL LINKS AND THIRD-PARTY SERVICES

The App may include links to external websites, services, or applications provided by third parties. We do not control or endorse the content, privacy policies, or practices of such third-party services.

Any use of third-party websites or resources accessed through the App is at your own risk. We disclaim all liability related to third-party platforms, including but not limited to product information, customer service, or transaction issues.

For any questions, issues, or disputes concerning third-party products or services, you must contact the respective provider directly.

XI. WARRANTY DISCLAIMER

YOUR USE OF THE APP IS ENTIRELY AT YOUR OWN RISK. THE APP AND ALL SERVICES, CONTENT, AND FEATURES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES. WE DO NOT GUARANTEE THAT THE APP WILL OPERATE WITHOUT INTERRUPTIONS, BE SECURE, OR FREE FROM ERRORS, BUGS, OR MALWARE. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ACCESS TO THE APP MAY BE DISRUPTED OR LIMITED AT ANY TIME WITHOUT NOTICE.

XII. LIMITATION OF LIABILITY & INDEMNITY

WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE APP OR SERVICES, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, DATA, OR PROFITS. THIS LIMITATION OF LIABILITY APPLIES EVEN IF WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOU AGREE TO USE THE APP AT YOUR OWN RISK AND AGREE TO INDEMNIFY, DEFEND, AND HOLD US, OUR PARTNERS, AND OUR EMPLOYEES HARMLESS FROM ANY CLAIMS, LOSSES, DAMAGES, OR EXPENSES ARISING FROM YOUR USE OF THE APP OR ANY BREACH OF THIS AGREEMENT.

XIII. LEGAL COMPLIANCE REQUIREMENTS

You represent and warrant that (i) you are not located in any country subject to U.S. embargoes or sanctions, and (ii) you are not listed on any U.S. Government restricted parties list.

XIV. GOVERNING LAW & DISPUTE RESOLUTION

Applicable Law and Jurisdiction

1. UNITED STATES USERS
This Agreement is governed by the laws of the State of Florida, USA. Any disputes will be resolved in the courts of Florida.

2. KOREAN USERS
For users in the Republic of Korea, Korean law applies, and disputes will be resolved exclusively in the courts of Seoul. Korean data privacy laws shall apply to personal data processing.

3. USERS IN OTHER LOCATIONS
For users outside the USA and Korea, this Agreement is governed by the laws of the State of Florida, USA. You are responsible for compliance with your local laws.

If you access or use the App outside the USA or Korea, you do so at your own initiative and are responsible for ensuring legal compliance in your country.

Class Action Waiver
US USERS and KOREAN USERS : YOU AGREE TO WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTION LAWSUITS OR OTHER COLLECTIVE CLAIMS.

XV. TERMINATION

We reserve the right to terminate this Agreement or your access to the App at any time without prior notice for any reason.

Upon termination, your rights to use the App will immediately end, and you must delete the App from your device.

XVI. SEVERABILITY

If any provision of this Agreement is deemed invalid, illegal, or unenforceable, that provision will be limited or removed to the minimum extent necessary. The remainder of the Agreement will continue in full effect.

You may not transfer or assign your rights or obligations under this Agreement to any other person without our written consent.

If you have questions about this Agreement or require technical support, please contact our support team using our online support form. We reserve the right to respond at our discretion.

XVIII. REFUND POLICY

This service is provided through an auto-renewing subscription model. Unless the user cancels the subscription directly, it will automatically renew under the same conditions. Cancellation must be done by the user through the subscription management settings of the respective app store (Apple App Store or Google Play Store). The cancellation must be completed at least 24 hours before the next billing date to avoid being charged for the following cycle.

This service constitutes a digital content service that begins immediately upon payment approval. Therefore, in accordance with Article 17(2) of the Act on Consumer Protection in Electronic Commerce, the right to withdraw from the purchase may be restricted.

As a result, refunds after a subscription payment are not available regardless of service usage. No refunds will be issued for reasons such as change of mind, delayed cancellation, or user mistakes. Any refund requests must be submitted directly to the respective app store, and if the app store does not approve the request, the company bears no further responsibility for issuing a refund.

However, if the company is found to be directly responsible for the failure of a core service feature, a full or partial refund may be issued after internal review and confirmation by the app store.

The following situations are not considered company fault and do not constitute valid reasons for a refund:

– Inaccessibility caused by external APIs or partner systems (e.g., image generation, voice synthesis, translation tools) due to outages, restrictions, policy changes, or termination.
– Service limitations due to external environmental factors such as network issues, OS/device compatibility, or app store policy changes.
– Charges resulting from delayed or failed cancellation by the user.
– Cases in which the user did not use the service or used only part of it.

Certain service features are dependent on external systems. If those systems undergo technical changes or terminate support, service limitations may arise. Such limitations are not the company’s responsibility and will not be grounds for a refund. The company will make every effort to minimize any inconvenience to users.

(International Refund Notice – including EU regulations)
Users residing in European Union countries may request a refund within 14 days of payment under the EU Consumer Rights Directive. However, since this service is provided immediately after payment, users are considered to have agreed to the immediate provision of the service, and their right to withdraw (refund) may be restricted in such cases.